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“Don’t let the money sit idly in your bank account. Invest it!” If you’re a newly-minted adult, you’ve already heard this from multiple people in your life. But where do you start? Maybe you signed up for investing, but now you don’t know whether you’re making the right decisions. We’ve all been there.
Thankfully, in 2020, getting started with investing is not that difficult. With brokering apps like Zerodha and Groww, you can start investing in just a few clicks. To get the most out of investing, though, you need at least a basic understanding of the available avenues.
When it comes to investing, knowledge is literally money. If you know enough to somewhat predict market trends, you can make a lot of money. That’s why so much content is generated every day to help investors make the best decisions. Truth be told, though, the information overload can be a bit overwhelming.
Value Research, a company established in 1992, wants to help you cut through the clutter with its online portal – Value Research Online. Led by industry expert Dhirendra Kumar, it has cemented its place as the go-to for investing advice in India. With Value Research Online, top-notch investing guidance is one click away.
The Value Research Guide To Choosing Funds
One of the first problems you will face as a new investor is this – where should you invest? Stocks? Mutual Funds? Gold? Say you picked mutual funds. But which fund? A direct fund or a regular fund? An index fund or a sector bet? Is the expense ratio of your fund what it should be? What about the exit cost?
For someone who’s just starting out, these can be tough questions. That’s where Value Research Online comes in. The first thing you do on the website is to select your goal. Are you investing to earn a regular income, grow your wealth, or save tax? This is a much easier question to answer.
Once you have a goal in mind, Value Research Online will ask you to input your investment horizon. How long are you looking to invest for? Once you’ve selected a rough number of years, that’s it. It will recommend the best funds for your goals. That’s how easy it is.
The list of recommended funds comes on a grid that includes their returns, expense ratio, and other important credentials. You can compare tens of funds at the same time on the same page. If you like a fund, you can add it to your own watchlist. For investors, this is as convenient as it gets.
An All-in-One Knowledge Center
The investing world is full of jargon. Even if you’ve been an investor for a while, you will occasionally find yourself confused about terminology. That’s where the Knowledge Center on the Value Research Online portal can help you out.
The knowledge center, loaded with articles from the company’s investment experts, is neatly categorized. There are sections based on your goals. If you’re just getting started, for example, you will get a list of articles titled “Understanding P/E ratio” or “How do I pick a high-quality short duration debt fund?”
Similarly, Value Research has lists of articles on goals like investing for growth or investing for income. No matter where you are in your investing journey, there is something you can learn on Value Research Online.
The one thing we would’ve liked to see from the Knowledge Center is a more structured learning journey. Currently, going through the knowledge center can feel like learning random things, instead of going on a planned journey that equips you for investing. Even so, there is no doubt that the articles are still very informative and well worth your time.
A Premium Plan That Pays You
On the free plan, you can upload your investments to Value Research Online and keep track of them. There are plenty of apps that let you do this, though. The exciting thing about Value Research Online is its premium plan, which checks your investments and tells you more beneficial plans of action.
To give you an example, under My Investments, we entered an investment in a regular mutual fund. When we uploaded the portfolio to Value Research Online, it suggested immediate actions – “Direct plans have returns that are higher by about 0.5%-1.5% and therefore more suitable if you manage your investments yourself.”
That’s not all, though. Value Research went beyond our expectations and suggested a direct plan we could switch to without any exit load. Value Research Online has taken great investing advice and coded it onto their website so that we can all make better investing decisions.
The premium plan is not cheap. For one year, it will cost you Rs. 5,841. If you take the three-year plan, you can get it for Rs. 12,266. If you are an active investor, though, the premium plan will easily pay for itself and more. With the premium offering from Value Research Online, you probably will not need to seek investment advice anywhere else.
An ‘Ask Me Anything’ for Investors
You may have read up a lot on investing. No amount of brushing up on investing advice from the past can prepare you for the future. The world of investing is known for its fluctuating advice based on market trends. That’s why there is still an urgent need for regular guidance.
To keep users up to date with the latest intelligence, Value Research Online has a variety of initiatives. They regularly publish magazines such as ‘Mutual Fund Insight’ and ‘Wealth Insight.’ But what if you have questions you want to ask them directly?
For readers’ questions, Value Research Online has a weekly video AMA where they answer the most relevant questions. Anyone can submit a question, and if the team at Value Research Online thinks it’s useful for its viewers, they will spend some time answering it in their weekly video.
The team at Value Research has been doing these weekly videos for readers unfailingly. The founder of the company and a well-known investing expert, Dhirendra Kumar regularly takes questions in the videos. This regular exercise is tremendously helpful if you want to stay up to date with the latest investing advice and market trends.
Cut Through The Clutter with Value Research Online
From the outside, investing can look like easy money. You invest and then you forget about it for a while, and the money is silently working for you. That’s one way to go about it. But if you want to earn great returns while minimizing risk, you need to invest some time in it.
From what we’ve seen, Value Research Online is a great place to stay up to date about investing. You can read a quick article or watch weekly videos to stay on top of the game. The premium plan, with its extensive guidance on your portfolio, will be of immense help for anyone looking for an extra hand.
All in all, Value Research Online has everything you will need to know to start your investing journey or accelerate it. You can not go wrong by consulting this online portal to cut through the noise and learn how to create value for yourself.