All You Need to Know About Point of Sale Financing (POS Financing)

Reading Time: 3 minutes A point of sale (POS) is where a customer makes the payment for the products or services bought at a particular store. POS financing is when a shopkeeper or retailer offers its customers a financial solution, usually in the form of consumer credit, at the point of sale.

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Shifting Sands: Digital Payments and Consumer Spending Patterns

Reading Time: 4 minutes The Indian customer has come a long way – From the traditional physical kirana stores with largely cash denominated transactions

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How the Buy Now Pay Later(BNPL) industry fared in 2020 and what lies ahead

Reading Time: 3 minutes With the increased thrust on cashless and touchless transactions being necessitated by the pandemic, new digital monetary channels, including unsecured, informal credit lines have emerged. BNPL, a subscription-based credit mode, is fast catching up in popularity amongst Indian customers.

COVID-19 has been a tipping point for adoption of digital modes by the Indian consumer; aggravated by the pandemic, many buyers have opted for deferred payment options like BNPL. 

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Rising UPI Transactions – Is this Indicative of a Systemic Shift?

Reading Time: 3 minutes During October 2020, UPI transactions in India crossed the 200-crore mark for the very first time. This growth has been driven by factors such as ease of use and minimal hassles. So, does this growth imply that there is a systemic shift in the Indian payments landscape? Or is this a temporary effect of the COVID-19 crisis? Let’s look closer to find answers to these questions.

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This Festive Season, BNPL could be the answer to the credit collection worries of e-commerce merchants

Reading Time: 4 minutes Introduction The Indian online market is growing at a steady pace, thanks to the increase in the number of internet

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