Shifting Sands: Digital Payments and Consumer Spending Patterns

Reading Time: 4 minutes The Indian customer has come a long way – From the traditional physical kirana stores with largely cash denominated transactions

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How the Buy Now Pay Later(BNPL) industry fared in 2020 and what lies ahead

Reading Time: 3 minutes With the increased thrust on cashless and touchless transactions being necessitated by the pandemic, new digital monetary channels, including unsecured, informal credit lines have emerged. BNPL, a subscription-based credit mode, is fast catching up in popularity amongst Indian customers.

COVID-19 has been a tipping point for adoption of digital modes by the Indian consumer; aggravated by the pandemic, many buyers have opted for deferred payment options like BNPL. 

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Rising UPI Transactions – Is this Indicative of a Systemic Shift?

Reading Time: 3 minutes During October 2020, UPI transactions in India crossed the 200-crore mark for the very first time. This growth has been driven by factors such as ease of use and minimal hassles. So, does this growth imply that there is a systemic shift in the Indian payments landscape? Or is this a temporary effect of the COVID-19 crisis? Let’s look closer to find answers to these questions.

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Empowerment of Local Merchants – 4 Ways BNPL is Leading the Way

Reading Time: 4 minutes Fintechs are coming up with unique solutions for the empowerment of local merchants. Small merchants don’t feel left out anymore in this whirlpool of technological advancement in the retail sector with offerings like BNPL

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This Festive Season, BNPL could be the answer to the credit collection worries of e-commerce merchants

Reading Time: 4 minutes Introduction The Indian online market is growing at a steady pace, thanks to the increase in the number of internet

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