Shifting Sands: Digital Payments and Consumer Spending Patterns

Reading Time: 4 minutes The Indian customer has come a long way – From the traditional physical kirana stores with largely cash denominated transactions

Read more

How the Buy Now Pay Later(BNPL) industry fared in 2020 and what lies ahead

Reading Time: 3 minutes With the increased thrust on cashless and touchless transactions being necessitated by the pandemic, new digital monetary channels, including unsecured, informal credit lines have emerged. BNPL, a subscription-based credit mode, is fast catching up in popularity amongst Indian customers.

COVID-19 has been a tipping point for adoption of digital modes by the Indian consumer; aggravated by the pandemic, many buyers have opted for deferred payment options like BNPL. 

Read more