Shifting Sands: Digital Payments and Consumer Spending Patterns

Reading Time: 4 minutes The Indian customer has come a long way – From the traditional physical kirana stores with largely cash denominated transactions

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Here Are Some Digital Payment Methods You Need To Know About

Reading Time: 3 minutes While there have already been a few digital payment options for a few years, such as credit and debit cards and net transfer options such as NEFT and IMPs, some new digital payment options have become more prevalent in recent years. The popularity of the latest digital payment options is because of the convenience and flexibility they offer consumers and businesses.

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How the Buy Now Pay Later(BNPL) industry fared in 2020 and what lies ahead

Reading Time: 3 minutes With the increased thrust on cashless and touchless transactions being necessitated by the pandemic, new digital monetary channels, including unsecured, informal credit lines have emerged. BNPL, a subscription-based credit mode, is fast catching up in popularity amongst Indian customers.

COVID-19 has been a tipping point for adoption of digital modes by the Indian consumer; aggravated by the pandemic, many buyers have opted for deferred payment options like BNPL. 

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